Wealthino Ventures Private Limited

SIP Calculator

What a monthly SIP grows into over time — on its own, or on top of money you have already invested. The return you enter is treated as an effective annual rate and converted properly to a monthly rate before compounding, so the answer matches the way returns are actually quoted.

Your investment

Type a figure or drag the slider — everything updates instantly.

Monthly investment amount Your SIP instalment

₹

₹0₹5,00,000

Expected rate of return Effective, per annum

% p.a.

0%30%

Accumulation period How long you stay invested

yrs

1 yr40 yrs

Existing investment Optional — leave 0 if none

₹

₹0₹5 Cr

When is the SIP debited? Affects one month of growth

Start of month End of month

Inflation assumption To show today’s value

% p.a.

Projected outcome

Figures are indicative and assume the return is earned evenly.

Maturity value

₹0

Total invested

₹0

Wealth gained

₹0

Worth in today’s money

₹0

Grows from the SIP

₹0

What builds the corpus

Your own money Returns earned

How the corpus builds up

The gap between the two lines is the part the market does for you.

Corpus value Money you put in

Working backwards from a target

The question that always follows — how much would it take to reach a specific number? Uses the same return, period, existing investment and timing set above.

Target corpus What you want at the end

₹

Monthly SIP required

₹0

Year-by-year breakdown

Useful for review meetings — it shows when the returns start doing the heavy lifting.

Year	Invested this year	Cumulative invested	Corpus at year-end	Wealth gained	Gain as % of corpus