Calculators we actually use in client meetings
Every one of these was built to answer a real question a client asked us. They are free, they need no sign-up, and nothing you type is sent anywhere — the maths runs inside your own browser.
Getting the accumulation years right
Small decisions made early compound into very large differences later. These three answer the questions people ask before they start.
SIP Calculator
The starting point for most plans — what a monthly SIP grows into, on its own or on top of money already invested. It converts the quoted annual return into a monthly rate the way it should be done, which surprisingly few calculators bother to do.
Open toolCrorepati Calculator
Name the figure you want and the age you want it by. It re-prices the target for inflation first — a crore in thirty years is not a crore today — then works out the monthly SIP that genuinely gets you there, and what waiting five years would cost you.
Open toolStep-Up SIP Calculator
Increasing your SIP in line with your salary each year is the easiest wealth decision most people never make. See what a 10% annual step-up does over twenty years.
Open toolTurning a corpus into a monthly income
The hardest phase of investing is not building the money. It is drawing it down without running out.
SWP Calculator
Draw a monthly income from a lump sum and see what is left at the end — and, more usefully, whether the money lasts. It marks the two thresholds that matter: the withdrawal your corpus can fund forever, and the one that drains it before the term is up.
Open toolWealth Journey Planner
First the SIP years, then the SWP years — the full arc in one view. Build the corpus with a monthly investment, then live off it with a monthly withdrawal, and see straight away whether the retirement date you have in mind is realistic.
Open toolNeed something else?
We run several other models in our own planning work — tax comparisons, withdrawal stress tests, rebalancing. If there is a calculation you keep doing by hand, tell us and we will run it with you.
Ask us to run itPrefer to go through it with someone?
Send us your numbers and we will run the analysis and explain the result — no charge, no obligation.